Good Stuff

Are You Your Portfolio’s Greatest Risk?

We all want peace of mind with our financial future. The problem is, we live in a world filled with uncertainty. What will President Trump do? How will it affect stock prices? Will the market go up or down? When (not if) will the next crash be? One thing we do know with certainty is that markets have been, are and will continue to be volatile. Even though markets will continue to be unpredictable, your retirement plan does not have to be. Most people have two problems when it comes to their retirement plan. First, they do not have one. [&hellip

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Maximize Your IRA Strategy

How much do you know about your individual retirement account (IRA)? One of the most important features of your IRA is that it is an individual account. You can customize your deposits, take withdrawals when you want, and are responsible for paying any taxes or penalties on each distribution. You can also control what happens to your account after you die by designating beneficiaries. As you determine your optimal IRA strategy, it is important to keep in mind a variety of laws applicable to both traditional and Roth IRAs. Each year, the Internal Revenue Service (IRS) sets annual contribution limits [&hellip

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The Fiduciary Rule: Do You Even Care? Should You?

If you are not a part of the financial industry, you are probably unaware that this past spring the Department of Labor finalized the fiduciary rule.  The fiduciary rule will hold all financial advisors who provide retirement investment advice (401(k), IRAs, IRA Rollovers, etc.), to a “fiduciary standard” – or in other words, require them to put their client’s best interest above all else.  This new rule is expected to take effect in April 2017.  It is noteworthy that the new rule does not apply to after-tax investment accounts, even if the after-tax account is earmarked for retirement. This issue [&hellip

by  |  Published in Articles, Estate Planning, Financial Planning & Budgeting, Finding an Advisor, Investments, Retirement, Uncategorized | 

ONYX Rides: A Special Movie Event

In the summer of 2016, Ken Simpson and Terry Roe pedaled 4,270 miles across the United States and completed the 2016 Trans Am Bike Race from Yorktown, VA to Astoria, OR. Please join us on Thursday, March 9, 2017 in the comfortable theater at the ARTitorium on Broadway for a special movie presentation of their exciting adventure! Showtimes are 7 P.M. and 8 P.M. Movie theatre snacks (popcorn, candy bars, and cold soda) will be provided. You can visit the event page and RSVP on Facebook

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A New President . . . Now What?

Shortly after the recent presidential election, I received an email from a client asking me what was going to happen to the market now. He not only emailed me but also copied his family members. So, instead of giving him a call to discuss his concerns, I decided to respond to his email with an email that was copied to all of his family. I believe that his concerns are felt by many of us; so, with my client’s permission, I decided to share my response with each of you. Dear (Client and family), Before I give some of my [&hellip

by  |  Published in Articles, Estate Planning, Financial Planning & Budgeting, Investments |